Would a temporary insurance policy save you money?
Well, perhaps, sometimes.
Short term car insurance might be a cheaper option than buying cover for a full year if you're only going to drive a car for the odd few days, or two or three weeks at a time. It is not a cheap alternative if you need more regular insurance of course; buying cover for just a single day can never be as economical as buying it for 365 days but as long as you bear in mind that it is designed for temporary occasions only it could be very useful. When you need to drive either a car you own yourself or one that you propose to borrow from someone else it does of course have to have insurance cover and it's quite easy to set a policy up for any daily period between one and 28 days.
There are of course a few restrictions. Most companies will not accept drivers under the age of 20 and there is a restricted list of cars which can be accepted. These do however include most of the more popular cars on British roads today, but modified vehicles, very expensive ones and grey imports are usually excluded. Comprehensive cover is usually offered as standard, and one of the principal benefits of this type of policy is that if you have an existing policy on your main car any accident that you have whilst driving another car, which is insured under a temporary policy, would not affect your no claims discount.
Getting insured is simplicity itself. You will need your driving licence details, the registration details of the car you want to insure and your credit card (naturally!). You then go to the website, fill in a few details which should not take you more than a minute so, and you could have cover arranged within just a few more minutes.
Short term car insurance has now been found really useful by over half a million British motorists, many of whom buy it regularly, so it really must be worth considering.