Can a New Zealander drive a UK-registered car owned by a family member?

Can a New Zealand Licence Be Used in the UK?

New Zealanders can legally drive in the UK for up to 12 months using their full New Zealand driving licence. However, there are some key points to remember:

• Only full licences are accepted – provisional (learner) licences from New Zealand are not valid for driving in the UK.
• If you stay in the UK for longer than 12 months, you may need to exchange your New Zealand licence for a UK one.
• Driving laws and road layouts, such as roundabouts and motorway regulations, may be different from what you're used to.

Insurance Requirements

Whilst you may be legally allowed to drive, insurance is another matter. In the UK, all drivers must have valid insurance before getting behind the wheel. Here are some options to consider:

1. Being Added as a Named Driver

If you’re borrowing a family member’s car, they may be able to add you as a named driver on their existing policy. However, not all insurers allow temporary visitors to be added, and it may increase the cost of their insurance.

2. Short-Term Car Insurance

For visitors who only need cover for a limited period, short-term insurance may be an option. This type of cover allows you to drive the vehicle legally for a few days, weeks, or months, depending on what you need.

3. Hiring a Car Instead

If arranging cover for a family member’s car proves difficult, hiring a car might be a more convenient solution. Many car hire companies provide insurance as part of their rental package, but it’s always best to check what’s included.

Alternatives to Driving a Family Member’s Car

If protecting insurance is complicated, there are other ways to get around the UK:

• Public transport: The UK has an extensive train, bus, and underground network that can be a great alternative to driving.
• Ride-sharing services: Apps and taxis are widely available in most towns and cities.
• Car clubs: Some cities offer short-term car hire options for occasional drivers.

What if you drive without cover for just one trip?

Driving without valid insurance in the UK can lead to serious consequences, including:

• A fine of at least £300.
• Six points on your driving record.
• The vehicle being seized by authorities and possibly impounded.

These penalties apply to all drivers, including visitors, so it’s important to make sure you’re covered before you start driving.

A Thoughtful Close:

New Zealanders visiting the UK can drive a family member’s car, but only if they have the right insurance. Short-term insurance may be an option, but if that’s not available, looking into car hire or public transport could be a better alternative.

Need Insurance for Driving in the UK?

If you're looking for short-term insurance options as a visitor, click the button below for more information and to get a quote.